Promotions

ADDITIONAL BENEFITS * FREE DEBIT MASTERCARD * FREE ONLINE BANKING * FREE BILL PAYER * FREE E-STATEMENTS * OVERDRAFT PROTECTION * FREE ONLINE CHECK COPIES * MANY SURCHARGE FREE ATMs * MINIMUM DIVIDEND RATE EVEN IF YOU DO NOT ACCOMPLISH ALL REWARD REQUIREMENTS * FREE AUDIO ACCESS * NO LIMIT ON THE NUMBER OF CHECKS YOU CAN WRITE * FREE POINT OF SALE TRANSACTIONS (POS)

HERE'S ALL YOU NEED TO DO TO QUALIFY HAVE A VALID E-MAIL ADDRESS WE CAN SEND NOTIFICATIONS TO RECEIVE YOUR JCFCU REWARD ACCOUNT STATEMENT AS AN E-STATEMENT HAVE 10 DEBIT POS OR MORE TRANSACTIONS TO THE REWARD ACCOUNT IN AN AGGREGATE AMOUNT OF GREATER THAN $250 HAVE 1 DIRECT DEPOSIT OR MORE POST TO THE REWARD ACCOUNT HAVE 1 ACH DEBIT TRANSACTION OR MORE POST TO THE REWARD ACCOUNT ACCESS HOME BRANCH HAVE 1 BILL PAYER TRANSACTION OR MORE POST TO THE REWARD ACCOUNT * ACHIEVE ALL GOALS IN EACH CALENDAR PROCESSING MONTH TO RECEIVE REWARDS * QUALIFY FOR THE INDIVIDUAL SERVICES REQUIRED TO QUALIFY FOR REWARDS PLUS CHECKING

1. Members must apply for and be fully qualified for the required services in this program/promotion.
2. Members must achieve all goals in each calendar processing month to receive rewards.
3. Valid qualifying activity will be determined by the posting date of our core system.
4. If we process month end before the actual last calendar day of said month any activity after that will count toward the following calendar processing month's requirement.
5. There is no minimum balance requirement to participate.
6. We will refund up to $15 per month in foreign ATM surcharge fees maximum during a calendar processing month.
7. The minimum dividend paid will be 1/4 percent (.25%) on all funds that do not qualify for the reward rate.
8. Dividend will be paid and calculated on average daily balance in the reward account. Activity or deposits in any other account will not impact dividend calculation or count toward the requirements of rewards account.
9. The minimum dividend rate will be paid on all average daily balances that do not qualify for rewards and any amount greater than $25,000.
10. We will continue to charge our fee after 7 ATM transactions monthly even if refund a foreign surcharge.
11. This type of account is limited to one per member number.
12. This type of account is available to natural person members only. Non natural person (Business Accounts) do not qualify to participate in Rewards Plus Checking.
13. All policies and procedures that apply to an individual service required as a part of this promotion will remain in effect per that policy, regulations and/or procedure.
14. Dividend is calculated daily and applied monthly as detailed in our "Standard Disclosure Statement."
15. The dividend rates and APYs on this account are subject to change monthly at our discretion.

www.jcfcu.org Effective 01-01-10

Special Discounts For New and Used Car Purchases
For Jefferson County Federal Credit Union Members Only

Enterprise Car Sales
Everyday discounted pricing
Many makes & models
Click here to visit our website for complete information.