Our Loan Department is OPEN


And we’re here to help!

We are committed to helping all our members, including those who may be experiencing financial hardships during this time. Remember that you can always apply for loans online. Most loan types can be closed electronically, and the money put into your account automatically, so you don’t have to leave the comfort of your home or office. The health, safety and service of our members and staff remains our top priority and our Loan Department is here to help make the loan process as easy as possible.

*Emergency loans for employees who are off work due to furlough, strike, government shutdown, etc. Loan values available up to $5,000 at a discounted rate of 5% APR under the Signature Loan rate that the member qualifies for. 12-month term with no payments for 90 days. Underwriting will be done to make sure the member shows a history of repayment. Acceptable debt to income requirements and the member’s employment income into will be taken into consideration. Furlough Loan is not included in member’s maximum Signature Loan limit. Membership with JCFCU is required. Limit to one (1) Furlough Loan per member.