Products & Services


Quality products and services has always been the objective of the Jefferson County Federal Credit Union. Although we pride ourselves on our ability to provide friendly, knowledgeable, and personal service, our philosophy is to be "member driven." In following this creed, we continually strive to offer the best selection of additional services to our membership.

The credit union offers a wide array of loan products. The interest rate charged on loans is consistently under market rates. Our terms are designed to accommodate any budget. There is never a prepayment penalty on any credit union loan.

Rates


As the primary depository institution for many of our members, the Jefferson County Federal Credit Union strives to provide all types of high-quality deposit accounts for our membership. Dividends accounts consistently pay above market rates. Direct deposit is welcome. All accounts are federally insured by the National Credit Union Administration up to $250,000.00.


Home Branch allows our members access to their accounts 24/7 via any device with internet access. Available options include balance inquiries, check requests, check clearing information, fund transfers, member transfers, stop payments, check ordering, check holds, canceled check copies, account alerts, tax information, transaction downloads, contact information updates, password changes and, e-Statements.

INFO TELLER allows our members access to their accounts 24/7 via a touchtone telephone. Balance inquiries, check requests, check clearing information, fund transfers and many other services are available. Simply call 502-429-4955 and press Option 1 to access the option menu for your account.

Have you ever had one of "those" days and realized your loan payment was due today? If you don't have a checking account with JCFCU, you can still make your loan payment on time by using Electronic Payments.

Electronic Payments lets you use your Visa or MasterCard debit or credit card, or a Discover Card to make your JCFCU loan payment.

To make your Payment:

  • Use your Visa, MasterCard or Discover Card
  • Submit the payment by 3PM EST Monday through Friday
  • Pay a $4.99 convenience fee if you submit the information or $9.99 if we submit the payment for you

Click here to make your convenience payment now.**

**Only one payment per submission. Payoffs in excess of one payment will not be processed. Payments in excess of $2,000 cannot be processed.

CREDIT BUREAU ASSISTANCE INFORMATION


TRANS UNION CORP.
P.O. BOX 390
SPRINGFIELD, PA 19064-0390
800.916.8800
CSC CREDIT SERVICES, INC.
P.O. BOX 674402
HOUSTON, TX 77267-4402
800.759.5979
 
EXPERIAN
P.O. BOX 749029
DALLAS, TX 75974
888.397.3742
FAIR ISAAC CREDIT SCORE HOTLINE
800.777.2066